Version 2025/1. Date of the version 2025.04.10.
Risk Statement
General
The purpose of this document is to highlight certain risks associated with lending through this website. Please note that this list of risks and warnings is not exhaustive, and additional considerations may be relevant when using this platform for lending decisions. It's important to understand that this document does not constitute lending advice or guidance of any kind; rather, it serves as a reminder of the inherent risks associated with lending.
The loan requests presented on the https://www.devon.eu website are not overseen by any Financial Supervisory Authority, and the information provided has not been verified or approved by supervisory authorities. Our company's fundraising activities are conducted solely to meet our internal business needs.
Lending decisions carry inherent risks that may impact returns, potentially resulting in losses. It's essential to remember that past performance is not indicative of future results. We recommend diversifying your acceptances to lend across different regions, industries, and asset classes, and seeking professional advice, as well as legal and tax advice if necessary, when utilizing this website for lending purposes.
Please assess your available funds carefully and make informed decisions when lending. As losses may occur, it's advisable to thoroughly analyze and evaluate the lending risks associated with the projects to which you intend to lend.
While we may provide forecasts or analyses on our website, these should not be construed as commitments or predictions of future events. While we strive to offer accurate and comprehensive information, we cannot guarantee the completeness, accuracy, correctness, relevance, or timeliness of such information. Some data may be sourced from reliable third parties; however, we cannot guarantee the accuracy of information obtained from these third parties.
Market risk
Please note that due to market events, political or social circumstances, changes in legal acts, and market conditions, your lending decisions may be negatively influenced. Real estate prices may fluctuate (both increasing and decreasing) and thus have a negative impact on your acceptance to lend. The market risk can be reduced but not eliminated by diversifying your lending activities. Specifically, when it comes to real estate, there may be technical or construction problems, etc.
Legal risk
Legislative acts, administrative practices, and other factors may contribute to the legal risk. The legislative acts and administrative practices regarding state supervision, assets, ownership, investment activities and taxation may change and influence your acceptance to lend and the outcome of your lending.
Liquidity risk
The situation when lending and when exiting can be very different. With real estate projects, it may happen that the prices for the real estate change, and the seller cannot sell the property within a set timeframe or at a predetermined monetary value. You may also be required to make additional payments and incur additional costs related to mitigating the liquidity risk.
Lending in a foreign country
Please be aware that when lending in a foreign country, you may encounter different and unfamiliar economic, political, social and legal environments.